All About Plus Financials

Taking Control of Your Finances: Find a Financial Planner

Jan 24

Having control over your finances is an important part of your financial success. Finding a qualified and trustworthy financial planner can be a daunting task, but it is well worth the effort. A financial planner can help you create plans to reach your short-term and long-term goals, find investments that are right for you, and navigate through difficult economic times.

Not only do Precept Financial Services provide valuable advice, but they also offer accountability to ensure you stay on track with your finances.

Benefits of Hiring a Financial Planner

Investing & Retirement

Investing for retirement is a critical component of any financial plan. To maximize returns and reduce risk, individuals should consult with an experienced financial planner. Financial planners can provide tailored advice to help people achieve their retirement goals by creating an effective investment strategy that meets individual objectives.

A competent financial planner will be able to identify the right investments and develop a custom portfolio that aligns with the client's risk tolerance and long-term goals. They can also provide advice on how best to allocate assets, such as stocks, bonds, mutual funds, exchange-traded funds (ETFs), etc., in order to maximize returns while minimizing risks. Moreover, they can guide clients through the entire process of creating a diversified portfolio and provide ongoing guidance as needed along the way.

Estate Planning & Insurance

Estate planning and insurance are essential components of any financial plan. A financial planner can help guide individuals through the process of estate planning to ensure their assets are well-protected for future generations. Estate planning involves creating a plan to manage an individual’s finances, assets, and debts after death or incapacitation. It also involves ensuring that the assets are divided according to wishes in a way that minimizes taxes and other costs.

Insurance is another important part of estate planning as it provides protection from potential risks such as illness, death, disability, or loss of income. Financial planners can assist clients in understanding the different types of insurance available and how they fit into the overall estate plan. They will also be able to provide advice on how much coverage is necessary based on individual needs and goals.

Tax Strategies

Tax Strategies are an important part of a financial plan. With the help of a Financial Planner, individuals and businesses can easily navigate the complex tax regulations to ensure that they're taking advantage of all possible deductions and credits.

A qualified Financial Planner will review your income, investments, expenses, and any other relevant information to determine which strategies are best for you. They'll look at things like filing status, number of dependents, or whether you have a home office deduction that could be taken advantage of. Financial Planners can also help with estate planning by recommending strategies such as trusts or gifting plans that can lessen the amount owed in taxes after death.

The end goal is always to reduce your tax burden within the limits set by law.

Cash Flow Management

Cash flow management is an important part of any financial plan. A Certified Financial Planner can help individuals and businesses understand their cash flows, as well as create strategies to improve them. Cash flow management involves understanding where funds are coming from and where they are going. It also means having the ability to forecast future cash flows over time. Having a deep understanding of the number of funds available for investment, savings, payments, or other activities is essential for successful financial planning.

A qualified financial planner can provide services such as analyzing income sources and expenses; providing budgeting advice; identifying potential debt issues; and creating tax-efficient strategies for managing cash flow. They can also develop strategic plans that focus on improving liquidity in order to better meet short-term needs while still investing for long-term goals.


Taking control of your finances can be one of the most rewarding steps you take on your journey to financial stability. Finding a financial planner is an important part of this process, as they can offer expert advice and guidance for building wealth in the long run. With their help, you can craft a financial plan that will set you up for success and give you peace of mind knowing that your finances are in good hands.